A new way to approach growth
We provide a new class of financial products that remove merchant credit risk and unleash top-line revenue.
Konfyd Payments Facility
An industry-first capital markets solution, enabled by our proprietary ratings model.
Fully funded by institutional investors
Cash, fully funded, and structured as an off-balance sheet asset.
Bankruptcy remote and committed
The facility stands on its own and funds are immediately accessible without restrictions.
Tailored to your specific portfolio needs
The facility is structured around growth objectives and expands as volume increases.
Enhanced risk ratings
Our proprietary large quantitative models enable enhanced and granular merchant credit risk ratings.
Our enhanced risk rating engine is designed for capital markets to access the payments ecosystem and absorb credit risk exposure.
Better growth outcomes
Increase Revenue
Drive and monetize additional transaction volume from new and existing merchants.
Decrease Losses
Significantly reduce exposure to merchant insolvency losses.
Redeploy Capital
Comply with capital equivalency requirements while increasing capital use flexibility.
Drive more commercial opportunities
Your only limitation is your growth ambition.
Close higher-margin deals
Say "yes" where competitors struggle due to credit risk constraints.
Strengthen merchant relationships
Drive more volume from your existing portfolio with best-in-class credit terms.
Create new sources of margin
Offer more underwriting options and unlock new monetization opportunities.
Growth scenarios
With Konfyd, you can now proactively target and close accounts that were previously out of reach. Here are four potential scenarios where we can help you win.
